Our Services
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Smart Insurance Solutions
For commercial and professional protection, we deliver flexible insurance solutions that prioritize peace of mind and long-term security. We’ve got you COVER.D
Bonding Insurance
Reliable bonding solutions that secure contracts and build client trust.
Commercial Auto Insurance
Drive with confidence across the United States with simple, dependable auto coverage.
Commercial General Liability Insurance
Comprehensive coverage tailored to shield your business from financial loss.
Cyber Insurance
Protect your business with affordable cyber insurance for digital security and risk management.
Life Insurance
Secure peace of mind with affordable life insurance that protects your family’s future.
Performance Based Insurance
Flexible, results-driven cover designed to reward strong risk management.
Professional Insurance
Custom-built insurance solutions tailored to your company’s unique risks and goals.
Property & Equipment Insurance
Protect your assets with coverage for essential property and equipment related to your “business operations”.
Umbrella Insurance
Secure extra liability protection that helps shield your assets for damages that exceed your standard coverage limits
Workers Compensation Insurance
Reliable bonding solutions that secure contracts and build client trust.
Not quite ready for a quote?
Take the first step on your Path to Protection with COVER.D
Get your free coverage analysis
This analysis empowers you to protect your business, avoid costly gaps, and confidently bid larger projects. Your insurance should work as hard as you do—this report ensures it does.
Click Here to upload a copy of Current Policy Declaration Pages
- Current Coverage Overview – A breakdown of your General Liability, Property, Equipment, Auto, & Work Comp coverages.
- Strengths & Contract-Ready Features – Highlights where your insurance already meets industry standards and contract requirements.
- Coverage Gap Identification – Pinpoints exposures such as cyber, pollution, employment practices, owner exclusions, subcontractor risks, and classification issues.
- Audit Risk Review – Shows where misclassification, missing certificates, or uninsured subs may cause surprise bills at audit.
- Subcontractor Compliance Check – Ensures proper additional insured language, waivers, and documentation are in place.
- Reveals exclusions that could lead to uncovered claims.
- Helps prevent unexpected premium increases during audits.
- Ensures classifications match actual business operations.
- Identifies missing coverages required by contracts, general contractors and project owners.
- Gives you clarity so you can make confident, informed decisions.
- A visually clean, one-page summary of your entire insurance program.
- A detailed explanation of coverage gaps and their real-world impact.
- Prioritized recommendations with estimated costs for upgrading protection.
- An action plan for audits, subcontractor management, and contract compliance.
Transparency
No fine print. No surprises. See every detail of your pricing, coverage, claims, and access all documents anytime.
Clarity
We speak your language, not insurance jargon. Get clear breakdowns of coverage, benefits, and trusted carrier insights.
Control
You’re in the driver’s seat. Manage your policy 24/7, make changes anytime, and use smart tools to reach your goals.
Confidence starts with COVER.D
At COVER.D, we believe trust and understanding build strong relationships. That’s why we keep things transparent, simple, and in your control—so you can make smart decisions with confidence.
